Frequently asked questions

You’ll need a valid government-issued ID (NIN or BVN), proof of income (3 months’ bank statements), and proof of address. Your dealer will guide you through the full list during your application.

Down payment requirements vary by dealer and vehicle. Your loan offer will clearly show the exact deposit required before you commit to anything.

Most applications receive a decision within 48 hours of submitting complete documents.

RouteFi Drive works with a network of verified dealerships. Browse available vehicles on our Find Your Vehicle page.

Yes. You can request an early settlement quote directly from your loan dashboard at any time.