Your car.
Transparent terms.
No surprises.
Apply for vehicle finance at your dealer in minutes. BVN/NIN-verified identity, secure payments, and a self-service portal where every naira is clear before you sign.
Owning a car in Nigeria shouldn’t require inheriting mystery.
For too long, vehicle finance has meant unclear repayment terms, manual agreements, scattered documents, and pricing buyers only understand after commitment. RouteFi Drive brings the process into one transparent, dealer-backed platform.
We help buyers understand the cost before they commit, while giving dealers a cleaner way to manage applications, payments, and customer communication.
Learn about RouteFiBuilt for buyers and dealers.
One seamless platform.
Choose the path that best describes you.
From choosing a dealer to driving away — in six clear steps.
Every step is designed for clarity. You always know where you are, what comes next, and exactly what you’ll pay.
Choose a dealer
Browse vehicles from verified dealer partners.
Apply for finance
Submit your BVN/NIN, income, and supporting details securely.
Review clear terms
See deposit, monthly repayment, total payable, and repayment schedule before you commit.
Get approved
Your dealer reviews and confirms the application.
Pay deposit
Make your initial payment securely.
Drive away
Sign, collect your vehicle, and manage repayments online.
Choose a dealer
Verified dealersBrowse vehicles from verified dealer partners.
Apply for finance
BVN/NIN verifiedSubmit your BVN/NIN, income, and supporting details securely.
Review clear terms
Transparent termsSee deposit, monthly repayment, total payable, and repayment schedule before you commit.
Get approved
Typically 48hYour dealer reviews and confirms the application.
Pay deposit
Secure paymentMake your initial payment securely.
Drive away
You're on the roadSign, collect your vehicle, and manage repayments online.
Vehicle finance should be clear before you commit, easy to manage after approval.
Trusted by both buyers and dealers. Every feature exists to make the process more transparent, more structured, and easier to manage.
Transparent before you commit
See deposit, monthly repayment, total payable, and agreement progress before signing.
Verified dealers only
Apply through approved dealer partners with real inventory and clear ownership workflows.
BVN/NIN-backed verification
Identity checks help reduce paperwork and make applications easier to review.
Self-service loan management
Track repayments, documents, outstanding balance, and support from one portal.
Built for Nigeria
Designed around naira pricing, local dealer workflows, and how buyers actually purchase vehicles.
Dealer-ready infrastructure
Dealers get a branded finance portal without building or maintaining their own platform.
Know your payment
before you commit.
Drag the sliders to estimate your monthly payment, total interest, and total cost. No credit check, no sign-up, no phone number required.
A growing line-up, from
verified dealers only.
Every vehicle on the platform is listed by a KYB-verified dealer, with finance terms that load directly into your application.
Donfeng Nammi 01 - Taxi Taxi
Dongfeng Nammi 01 Premium
EXEED RX 400T
Launch your own finance desk without building one.
RouteFi Drive gives dealerships a branded finance portal, application management, customer messaging, repayment visibility, and servicing tools — all without custom development.
Branded dealer portal
Your own subdomain, logo, and colours. Customers apply on your brand.
Application management
Review, verify documents, and approve applications from one admin console.
Repayment visibility
Track every payment, manage arrears, and record manual receipts in real time.
Customer messaging
Built-in messaging on each application and loan, with file attachments and email alerts.
Document collection
Customers upload documents directly. Review, approve, or request re-uploads.
Audit trail
Every action, status change, and payment is logged for compliance and transparency.
Everything you need to offer vehicle finance — without building anything.
RouteFi Drive gives every dealership a complete finance platform. Identity verification, document management, payments, and customer servicing — all white-labelled to your brand.
Your branded portal
Customers apply on your own subdomain — yourname.routefidrive.com. Your logo, your colours, your identity. We handle the infrastructure.
Application management
Review applications, verify documents, and approve or decline — all from a single admin console with real-time status tracking.
Loan servicing built in
Track every payment, manage arrears, and record manual receipts. The entire loan lifecycle — from disbursement to settlement — in one place.
Messaging & support
Built-in messaging with each customer, plus a ticketing system for escalations. File attachments, email notifications, and full audit trails.
Go live in days, not months.
No integration work. No upfront cost. We set up your branded instance, import your vehicle inventory, and you're ready to accept finance applications.
See how your branded finance portal works.
Give customers a finance experience that feels like your dealership — while RouteFi handles applications, verification, repayments, documents, and servicing behind the scenes.
What dealer partners say about RouteFi Drive.
“As a launch partner of RouteFi Drive, Hybrid Motors Nigeria sees this platform as a major step forward for vehicle financing in Nigeria. RouteFi Drive makes the customer journey simpler, faster, and more transparent, while giving dealers the tools to manage applications and financing with confidence. We are proud to partner with RouteFi Drive as it helps make vehicle ownership more accessible.”
Built with Nigerian dealers, for Nigerian buyers.
RouteFi Drive is designed around real Nigerian vehicle finance workflows: naira pricing, BVN/NIN checks, dealer-managed agreements, deposits, secure payment collection, and structured repayment schedules.
Financing a vehicle should not feel confusing.
Here are the questions buyers usually ask before applying.
See all FAQsYou’ll need a valid government-issued ID (NIN and BVN), three months of bank statements as proof of income, and a recent utility bill as proof of address. Your dealer will guide you through the full list during your application.
Deposit requirements vary by dealer and vehicle — typically between 20% and 40% of the vehicle price. Your loan offer will clearly show the exact deposit required before you commit to anything.
Most applications with complete documentation receive a decision within 48 hours. Simple applications can be approved same-day.
Yes. You can request an early settlement quote directly from your loan dashboard at any time. The quote is valid for 14 days and includes a fair rebate on future interest. A 1.5% settlement fee applies.
We’ll reach out before a missed payment is logged and work with you on a plan. Persistent missed payments affect your credit record and may trigger the terms of your agreement — your agreement document explains exactly what happens at each stage.
Your vehicle. Your terms.
Your route.
Find your vehicle, complete your application online, and get on the road. No hidden fees. No awkward branch visits.
Your portal. Your brand.
Zero set-up cost.
Get your own branded finance portal. We handle identity verification, document management, payments, and customer servicing — you focus on selling.