Apply for vehicle finance at your dealer in minutes. Transparent terms, instant verification, and a self-service portal to manage every payment.
Built for Nigerian Owners.
From BVN verification to Paystack payments — every part of RouteFi Drive is designed for how Nigeria works.
Apply in minutes
Fill out your application at your dealer’s branded portal. BVN and NIN verification is instant — no paperwork, no queues.
Transparent financing
Know your monthly payment, interest rate, and total cost before you sign. No hidden fees, no surprises.
Pay your way
Card, bank transfer, or USSD — make repayments however works best for you, directly from your self-service portal.
Track everything
Your loan balance, payment history, upcoming instalments, and documents — all in one place, always up to date.
How it works.
From browsing dealers to driving away — in four steps.
Choose a dealer
Browse our network of verified dealerships across Lagos, Abuja, and Port Harcourt.
Apply for finance
Complete your application online. Submit your documents, verify your identity, and configure your loan terms.
Get approved
Your dealer reviews your application, verifies your documents, and issues an approval — usually within 24–48 hours.
Drive away
Sign your agreement, make your first payment, and drive away in your new vehicle. Then manage everything from your portal.
Frequently Asked Questions.
Everything you need to know before you apply.
You’ll need a valid government-issued ID (NIN or BVN), proof of income (3 months’ bank statements), and proof of address. Your dealer will guide you through the full list during your application.
Down payment requirements vary by dealer and vehicle. Your loan offer will clearly show the exact deposit required before you commit to anything.
Most applications receive a decision within 48 hours of submitting complete documents.
RouteFi Drive works with a network of verified dealerships. Browse available vehicles on our Find Your Vehicle page.
Yes. You can request an early settlement quote directly from your loan dashboard at any time.
Get pre-approved in 48 hours.
Apply online, pick your vehicle, and drive away. No hidden fees.
Find Your Vehicle & ApplyBuilt by RouteFi.
RouteFi Drive is built by RouteFi — a Nigerian fintech company building financial infrastructure for how Africa moves. We believe every Nigerian deserves access to clear, fair, and fast vehicle finance.
Dealer-verified inventory
Every vehicle on the platform comes from a verified dealership.
Transparent loan terms
No hidden fees. Your total cost is clear before you sign.
Dedicated customer support
Real people ready to help at every step of your journey.